Bank-based IDs, or bank IDs, are federated consortium-based verification methods or mobile digital credentials based on the trust established by a user's banking institution.
150 million
covered users globally
95%+
Nordic BankID adoption
8
providers in this category
Supported providers
Bank-based IDs available through Trinsic
MojeID Poland
MojeID Poland
A Polish bank-based digital identity service for online authentication.
Category
Bank-based IDs
Geographies
Poland
BankID Sweden
BankID Sweden
A Swedish bank-based electronic identity service for authentication and electronic signatures.
Category
Bank-based IDs
eIDAS 1.0
+1
more
Geographies
Sweden
BankID Norway
BankID Norway
A Norwegian bank-based electronic identity service for authentication and electronic signatures.
Category
Bank-based IDs
eIDAS 1.0
+1
more
Geographies
Norway
Svalbard
+1
more
OneID
OneID
A bank-backed reusable digital identity service for verified data sharing.
Category
Bank-based IDs
Reusable IDs
+1
more
Geographies
United Kingdom
+10
more
iDIN
iDIN
A Dutch bank-based identity network for online authentication and identity verification.
Category
Bank-based IDs
Geographies
Netherlands
+4
more
Czech Bank iD
Czech Bank iD
A Czech bank-based electronic identity service for online authentication.
Category
Bank-based IDs
Geographies
Czech Republic
ConnectID
ConnectID
An Australian bank-based identity exchange for user-consented identity verification.
Category
Bank-based IDs
Geographies
Australia
+3
more
Finnish Trust Network (FTN)
Finnish Trust Network (FTN)
A Finnish identity network connecting bank and mobile IDs for strong online authentication.
Category
Bank-based IDs
Geographies
Finland
Åland Islands
+1
more
NORMALIZED DATA MODEL
Verify users with a bank-based ID
Every provider around the world returns different data attributes. Trinsic maps each digital ID to a common, normalized data model plus returns each provider-specific attribute as well.
Explore the documentation
Attributes available from this category
- Given name
- Family name
- Middle name
- Full name
- Date of birth
- Phone number
- Address city
- Document number
Related reading
Frequently asked questions
01
What is a bank-based ID?
A bank-based ID is issued by a bank, a bank-owned network, or a federation that relies on identity proofing and authentication already performed by participating financial institutions. It may use a dedicated identity app or redirect the user to their existing bank.
02
Is a bank-based ID the same as open banking identity verification?
Not necessarily. A purpose-built BankID scheme makes identity assertions under its own trust model. Identity verification over open-banking rails may produce a similar journey or data result, but it is usually an account-data use case rather than the same kind of national or consortium identity scheme.
03
What does the user experience look like for a bank-based ID?
In a federation, the user selects a bank, enters the bank's web or mobile experience, reviews the request, authenticates, and consents before returning to the business. An app-based scheme may open one familiar identity app instead of showing a bank picker.
04
What data can a bank-based ID return?
Depending on the scheme, it may return a stable identifier, name, date of birth, address, or an age result. A biometric used to unlock the bank app normally stays on the device and is not returned to the relying party. Attribute coverage varies by scheme and sometimes by participating bank.
05
What should a business evaluate before accepting bank-based IDs?
Check which banks participate, how many customers are actually reachable, which attributes and assurance signals are returned, the commercial onboarding requirements, and how mobile and cross-device handoffs work. Also confirm whether the scheme proves civil identity or only control of a bank account.
Explore related digital ID categories
eIDAS 1.0
Notified electronic identification schemes used across Europe for authentication and e-signature.
Reusable IDs
Private-sector ID wallets built on strong verification with biometric user binding.
National ID Wallets
Government-issued digital ID wallets for citizens and residents, with coverage across five continents.
One integration. A growing network of digital IDs.
Trinsic verifies hundreds of digital IDs across 50+ countries through one integration. Add this category without rebuilding your verification flow.